Terms & Condition


Effective Date: April 2026

  • Acceptance of Terms
    By submitting this form, you confirm that you have read, understood, and agreed to these Terms and Conditions, along with our Privacy Policy.

  • Purpose of the Form
    The information you provide will be used to schedule a consultation, share insurance or financial information, and help you explore suitable Manulife insurance solutions. Submitting this form does not create any contractual or financial obligation between you and Manulife Financial Corporation or Benhur Hije.

  • Informational Purposes Only
    All information shared during consultations is for educational and informational purposes only. Any product recommendations are based on the details you provide and do not guarantee approval, acceptance, or specific financial outcomes.

  • Intellectual Property
    All content, materials, and resources shared during consultations or follow-up communications are the property of Benhur Hije and/or Manulife Financial Corporation. These materials may not be copied, distributed, or used for commercial purposes without prior permission.

  • Limitation of Liability
    Benhur Hije and Manulife Financial Corporation are not liable for any direct or indirect damages resulting from the use or misuse of information provided through this form or during subsequent communications.

  • Contact Us
    If you have any questions or concerns regarding these Terms, please contact us at [email protected] or via my official Facebook Page.